About Settlement Scout
Reviewed Sep 26, 2026
Written by
Settlement Scout editorial team
Checked against
official sources, linked
Key takeaways
Settlement Scout helps people across the United States who've been in a car accident understand the claims process: how to get your crash report, what a fair settlement range can look like, and how deadlines work in your state. Where it makes sense, we also help you check whether you may qualify to connect with a legal professional about your situation.
What we are
Settlement Scout is a free content site built for one job: giving car-accident claimants clear, sourced, plain-English information at the exact moment they need it. That's right after a crash, while you're waiting on a police report, or while you're wondering whether a settlement offer is fair. The site covers all 50 states, because the filing deadlines, insurance minimums, and claims steps differ from state to state.
The site is operated by OPTIMAX AI LTD, a UK-registered company (company number 16143914). We built Settlement Scout because the existing information online for accident victims is either a law firm's marketing blog or a forum thread. We wanted something that cites its sources and tells you plainly where we make money.
Who it's for
Settlement Scout is built for US car-accident claimants: drivers, passengers, cyclists, and pedestrians working through an insurance claim after a crash. If your accident happened outside the United States, or you're looking for help with a different kind of legal question, most of this site won't apply to you.
What we are not
- We are not a law firm. No one on our team practices law, and nothing on this site is legal advice.
- We are not a government agency. We don't issue, hold, or control police reports, court records, or DMV data. When we point you to an official report, we link you to the agency or state portal that actually issues it.
- We are not a certified lawyer-referral service in the regulated sense some states define. We publish information and, in some cases, connect visitors who opt in with law firms or legal marketing companies. See How We Make Money for exactly how that works.
- We don't guarantee any outcome, and we don't value your specific claim. Any number on this site, including the settlement calculator, is a general, illustrative range, not an appraisal of your case.
How to reach us
Questions, corrections, or privacy requests: mike@optimax-ai.com.
See also: How We Make Money · Editorial Policy · Disclaimer · Privacy · Terms
About the authors
Settlement Scout editorial team
We write from official sources (state agencies, legislatures and insurers' own pages) and link each one. We are not a law firm and this is not legal advice.
Editorial policyHow this site is paid for
Participating law firms and legal marketing companies pay us a fee when a visitor opts in to be connected with them. They cannot pay to change what a guide says.
How we make money