Find your crash report. Know what your claim is worth.

Yes. The instant range runs with nothing saved and no email required. A more detailed free report is offered afterward, and you decide whether anyone contacts you.

It's accurate as a starting range built on the same multiplier logic adjusters use, not as a prediction. It can't see your policy limits, your documentation quality, or how your specific insurer's software prices claims.

Your medical bills so far, any lost wages, a rough sense of your fault share, and whether your treatment is finished. No personal or contact information is required for the instant range.

It changes what's realistic to expect. If you already have an attorney, they handle the negotiation. If you don't, the range helps you judge whether an insurer's offer is reasonable before you respond.

Yes, in ways this calculator's instant range doesn't fully capture: your state's fault rule can reduce or eliminate recovery, and no-fault states change how medical bills get paid first. See how your state changes it below.

Ranges run low when documentation is thin or when a treatment gap or high fault share is entered. Complete, consistent medical records are the single biggest lever most people haven't pulled yet.

It depends on the state and how complex the crash was. Texas law gives the investigating officer up to 10 days to file the report with the state. Springfield, Missouri's police department tells requesters to allow 7 to 10 business days from the date of the crash. A week to two is a reasonable expectation for most straightforward crashes.

Generally the drivers involved, their insurers, an attorney representing one of them, and sometimes an employer or the parent of a minor driver. Texas law spells this list out directly. If you don't fit a listed category, most states will still issue a copy with personal details removed.

Sometimes. Some states put the reporting duty on the driver instead. California requires the driver, or their agent, to file a separate self-report, form SR-1, with the DMV within 10 days when the crash meets an injury or damage threshold, whether or not an officer responded.

No. It records the officer's opinion based on what they saw and were told at the scene. Insurers and courts weigh it alongside other evidence: photos, witness statements, and sometimes an independent reconstruction.

It typically runs $3 to $20 depending on the state and agency. Texas charges $6 for a standard copy and $8 for a certified one; some local departments charge as little as $3.

No. We point you to the actual official source, a state portal, a state-designated vendor, or the local police department, so you request and receive your own copy directly from them.