Filing a Car Accident Claim With Your Insurer

Step-by-step guides to filing a car accident claim with Allstate, GEICO, Progressive, State Farm and USAA: how to report it, what to have ready, and what happens next.

Tools for your claim

Settlement calculatorSee a range with the maths shown.

Crash report by stateThe official route for all 50 states and DC.

Deadline to sueEach state's statute, linked.

Rear-end calculatorThe most common crash, priced.

Fix a wrong reportHow to ask for a correction.

The scout holding a crash report clipboard

See if you have a claim

Two minutes of questions and a free case review. You choose whether a local attorney calls.

Check my claim, free

Dive deeper

Explore by:

Guides by insurerCrash reportsCar accident claimsCar accident settlementsSettlement calculator

Featured guide

Start here.

How to File a Claim With State Farm (2026 Guide)

How to file a State Farm auto claim online, in the app, or by phone, what to have ready, and what to say before you talk to an adjuster.

Read the guide

Learn more about insurance claims

How to File a Claim With GEICO (2026 Guide)How to file a GEICO auto claim online, in the GEICO Mobile app, or by phone at (800) 841-3000, what to have ready, and what to say to an adjuster.

by Settlement Scout

Guides by insurer

How to File a Claim With State Farm (2026 Guide)

by Settlement ScoutHow to file a State Farm auto claim online, in the app, or by phone, what to have ready, and what to say before you talk to an adjuster.Read more How to File a Claim With GEICO (2026 Guide)

by Settlement ScoutHow to file a GEICO auto claim online, in the GEICO Mobile app, or by phone at (800) 841-3000, what to have ready, and what to say to an adjuster.Read more How to File a Claim With Progressive (2026 Guide)

by Settlement ScoutHow to file a Progressive auto claim by phone, app, or online, the right number to call, what to have ready, and what to say to an adjuster.Read more How to File a Claim With Allstate (2026 Guide)

by Settlement ScoutHow to file an Allstate auto claim online, in the app, or by calling 800-255-7828, what to have ready, and what to say to an adjuster.Read more How to File a Claim With USAA (2026 Guide)

by Settlement ScoutHow to file a USAA auto claim online, in the app, or by phone, what to have ready, and what to say before you talk to an adjuster.Read more

Crash reports by state

Every claim starts with the police report. Pick your state for the agency that holds it, the fee and what to bring.