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Terms of Use

The terms for using settlementscout.org, including acceptable use, disclaimers, and limitation of liability.

Reviewed Sep 26, 2026

Checked against
official sources, linked

Updated Sep 26, 2026

Key takeaways

By using settlementscout.org (the "Site"), operated by OPTIMAX AI LTD (company number 16143914), you agree to these terms.

On this page
  1. At a glance
  2. Using the site
  3. Intellectual property
  4. No professional relationship
  5. Third-party links and tools
  6. Disclaimer of warranties
  7. Limitation of liability
  8. Governing law
  9. Changes to these terms
  10. Contact

This guide, at a glance

Using the site

You may use the Site to read our content and use our tools (like the settlement calculator or a claim-check tool) for your own personal, non-commercial purpose of understanding a car-accident claim.
Read this section

Intellectual property

The text, graphics, tools, and design of the Site belong to OPTIMAX AI LTD or its licensors.
Read this section

No professional relationship

Using the Site does not create an attorney-client relationship, and nothing on the Site is legal, medical, or financial advice.
Read this section

Using the site

You may use the Site to read our content and use our tools (like the settlement calculator or a claim-check tool) for your own personal, non-commercial purpose of understanding a car-accident claim.

You may not:

  • scrape, copy, republish, or redistribute the Site's content, in whole or in part, without our written permission,
  • use any automated system to access the Site at a volume or in a manner that disrupts it,
  • misrepresent your identity or submit false information through any form on or linked from the Site, or
  • use the Site for any unlawful purpose.

Intellectual property

The text, graphics, tools, and design of the Site belong to OPTIMAX AI LTD or its licensors. Using the Site for your own personal purpose doesn't transfer any of that ownership to you. You may view and read the content and share a link to a page, but the "no scrape, copy, or republish" rule above covers reproducing our pages, calculator, or guides elsewhere, including on another website or in another product. If you believe something on the Site infringes your rights, email mike@optimax-ai.com with the page and a description of the issue.

No professional relationship

Using the Site does not create an attorney-client relationship, and nothing on the Site is legal, medical, or financial advice. See our Disclaimer for the full detail on what Settlement Scout is and isn't.

The Site links to official government portals, insurer websites, and a partner claim-intake platform (currently check.settlementscout.org) that we don't control. We aren't responsible for the content, accuracy, or availability of those third-party sites, or for what happens once you leave our Site to use them.

Disclaimer of warranties

The Site and its content, including any calculator or estimate tool, are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We work to keep information current and sourced (see our Editorial Policy), but laws change, and you should confirm anything time-sensitive, especially a filing deadline, against the primary source or with a licensed attorney before relying on it.

Limitation of liability

To the fullest extent permitted by law, OPTIMAX AI LTD and Settlement Scout will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site, or from any decision you make based on its content.

Governing law

Changes to these terms

We may update these terms from time to time. The last_reviewed date above reflects the last time these terms were checked or changed.

Contact

mike@optimax-ai.com

See also: Disclaimer · Privacy · About

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About the authors

Settlement Scout editorial team

We write from official sources (state agencies, legislatures and insurers' own pages) and link each one. We are not a law firm and this is not legal advice.

Editorial policy

How this site is paid for

Participating law firms and legal marketing companies pay us a fee when a visitor opts in to be connected with them. They cannot pay to change what a guide says.

How we make money