Terms of Use
Reviewed Sep 26, 2026

Written by
Settlement Scout editorial team
Checked against
official sources, linked
Key takeaways
By using settlementscout.org (the "Site"), operated by OPTIMAX AI LTD (company number 16143914), you agree to these terms.
On this page
This guide, at a glance
Using the site
Intellectual property
No professional relationship
Using the site
You may use the Site to read our content and use our tools (like the settlement calculator or a claim-check tool) for your own personal, non-commercial purpose of understanding a car-accident claim.
You may not:
- scrape, copy, republish, or redistribute the Site's content, in whole or in part, without our written permission,
- use any automated system to access the Site at a volume or in a manner that disrupts it,
- misrepresent your identity or submit false information through any form on or linked from the Site, or
- use the Site for any unlawful purpose.
Intellectual property
The text, graphics, tools, and design of the Site belong to OPTIMAX AI LTD or its licensors. Using the Site for your own personal purpose doesn't transfer any of that ownership to you. You may view and read the content and share a link to a page, but the "no scrape, copy, or republish" rule above covers reproducing our pages, calculator, or guides elsewhere, including on another website or in another product. If you believe something on the Site infringes your rights, email mike@optimax-ai.com with the page and a description of the issue.
No professional relationship
Using the Site does not create an attorney-client relationship, and nothing on the Site is legal, medical, or financial advice. See our Disclaimer for the full detail on what Settlement Scout is and isn't.
Third-party links and tools
The Site links to official government portals, insurer websites, and a partner claim-intake platform (currently check.settlementscout.org) that we don't control. We aren't responsible for the content, accuracy, or availability of those third-party sites, or for what happens once you leave our Site to use them.
Disclaimer of warranties
The Site and its content, including any calculator or estimate tool, are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We work to keep information current and sourced (see our Editorial Policy), but laws change, and you should confirm anything time-sensitive, especially a filing deadline, against the primary source or with a licensed attorney before relying on it.
Limitation of liability
To the fullest extent permitted by law, OPTIMAX AI LTD and Settlement Scout will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site, or from any decision you make based on its content.
Governing law
Changes to these terms
We may update these terms from time to time. The last_reviewed date above reflects the last time these terms were checked or changed.
Contact
See also: Disclaimer · Privacy · About
About the authors
Settlement Scout editorial team
We write from official sources (state agencies, legislatures and insurers' own pages) and link each one. We are not a law firm and this is not legal advice.
Editorial policyHow this site is paid for
Participating law firms and legal marketing companies pay us a fee when a visitor opts in to be connected with them. They cannot pay to change what a guide says.
How we make money