Editorial Policy

Sourcing rules

• Every number, deadline, or legal rule on this site is tied to a primary source: a state statute, a federal agency (NHTSA, CFPB, FTC), an industry data source (the Insurance Information Institute), or an insurer's own published claims process. We fetch and check the source at the time we write or update a page.
• When a statute isn't available directly from a legislature's own site, we use a reputable secondary source (for example Justia or public.law) and label it clearly as a mirror rather than the primary text.
• If we can't verify a figure against a real source, we leave it out and say so, rather than publish a guess.
• Every page carries a last_reviewed date. That's the date the facts on the page were last checked, not the date the page was first published.
• State-specific pages (deadlines, minimum insurance, fault rules) get checked at least every 90 days, and sooner if we see a legislative change reported. A number that's past due for its check gets pulled from the page rather than left to go stale silently.

Corrections

If you spot something wrong, such as a stale deadline, a broken link, or an outdated fee, email mike@optimax-ai.com with the page URL and what looks off. We check every report. Confirmed corrections are made promptly, the last_reviewed date is updated, and material corrections (anything affecting a number, deadline, or legal rule) get a dated note at the bottom of the page describing what changed and when. Minor fixes, like a typo or a dead link swapped for a live one, don't get a separate note, but still update the last_reviewed date.

Editorial independence

Participating law firms and legal marketing companies pay us to connect them with visitors. See How We Make Money for how that works. They do not pay to influence content. No paying partner:

• writes, edits, or reviews our pages before publication,
• is named or promoted in our editorial content, or
• has any say in which topics we cover or how we describe the law.

Content decisions are made independently of the referral relationships that fund the site.

See also: About · How We Make Money · Disclaimer